MERICAN Journal of Public Diplomacy and International Studies www.
grnjournal.us The CC has established a shortened period for the presentation of a claim by the cheque holder
and for the recourse claims of a person who has an obligation under the cheque, which is six
months from the date of the occurrence of the basis for the presentation of the claim.
In banking practice, a check operation should begin with the conclusion of a check agreement
between the client's bank and the payer's bank. After its registration, a checkbook and a check
card are issued to identify the issuer of the check. The source of payment for the check may be
the payer's own funds, bank loans or other funds. Funds for payment of the check can be credited
to a separate special account. This situation significantly increases the reliability of payment by
check, since even if there are no funds on the account, the payment by check can continue
through a special settlement account. Instead of deposited funds, the bank can guarantee payment
of the check to the client.
However, although there is a legal framework in our country regulating relations on checks,
there are no such relations yet. Checks are used by legal entities, including business entities, only
to receive funds for the monthly payment of wages to their employees.
References 1.
Бутбая Г.М. Национальная платежная система в Российской Федерации:
необходимость появления // Вестник экономической безопасности. 2021. – № 4. – С.
76.
2.
Ўзбекистон Республикасида нақд пулсиз ҳисоб-китоблар тўғрисидаги Низом.
3.
Ухтуен Г.А. Банковское право. – М., 2004. – С. 69-74.
4.
Гражданское
право:
учебник
/под
ред.
А.П.Сергеева
,
Ю.К.Толстина.
М.;Проспект,2006 С.88.
5.
Гражданское право. Учебник/Под ред. С.П.Грилгаева М.,2005.с.370
6.
См.:Витрянский В.В. Расчеты чека.
