Look at the pictures. Picture A presents four ‘actions’. Complete the following statement.
e.g. I might be in picture В position i f I did not keep the action ‘
__________
because
1 Read the words in the box and select two of
them. Explain the importance of your choice
to your partner stating the role of them in your
life.
stay away from the family, budget, overuse, do
‘free’ things, essential expenses, list of income and
expenses, non-essential expenses, financial disaster,
apply for scholarships and grants, keep records of
expenses, put one’s roommate in financial planning,
financial aid office, manage one’s debt
2 Review the key words above and guess what
the upcoming listening material is going to be
about.
3 (T11) Listen to the tape.
Which of these
frequently asked questions has not been
mentioned by the speaker?
a. What are the key components of budgeting?
b. Do you manage your finance properly?
c. Are there any types of expenses?
d. Is budgeting important?
e. What can I spend?
f. Are there any tips for managing money?
g. Does financial management require any special
skill?
4 Review the statements below. Listen to the
tape again and put the points in the correct
order numbering 1-10.
□ Create a budget and stick to it!
□ Put your roommate in your financial planning.
If you can, contact your roommate before the
semester starts and decide how you’ll divide
expenses.
□ Keep money safe and growing while you aren’t
using it.
□ Ask for help when you need it. If you run into a
financial disaster, call home and let your parents
know you’re in trouble. If an unexpected event
changes your home financial situation, don’t give
up on university! First, talk with your financial
aid office. Most colleges set aside funds to help
students get through difficult situations.
□ Save and project for future expenses.
□ Learn to say “no” to friends.
□ Do “free” things.
□ Talk to your parents about who pays for what. Fine
out what you can count on from them and whai
you will be responsible for.
□ Don’t overuse plastic cards.
□ Keep records of expenses.
5 6
Scale Up
Scale Up
5 7
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