The importance of insured medicine in the development of pharmacy in uzbekistan

O’ZBEKISTONDA FARMATSIYA RIVOJLANISHIDA SUG’URTALI 
TIBBIYOTNING AHAMIYATI 
Maxmudov Zafar Mardanovich, Samarqand davlat tibbiyot universiteti Tillar 
kafedrasi assistenti, 
[e-mail]
;  
Tuychiyev Nodir Xudoyberdi o’g’li, Samarqand davlat tibbiyot universiteti 
Farmatsiya fakulteti 1-kurs student. 

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Olimova Naima Iskandar qizi, Samarqand davlat tibbiyot universiteti Pediatriya 
fakulteti 2-kurs student. 
Annotatsiya
: Ushbu tezisda farmatsiyaning rivojlanishi, O’zbekistonda 
farmatsiya taraqqiyoti, sug’urtalangan kafolatli tibbiyotning yo’lga qo’yilishi 
muhimligi haqida so’z yuritilgan. 
Kalit so’zlar:
farmatsiya, dori, tibbiy sug’urta, salomatlik, kafolatlangan 
tibbiyot, majburiy tibbiy sug’urta, ixtiyoriy tibbiy sug’urta, aholi salomatligi. 
Introduction. 
Pharmacy is a complex of scientific and Applied Sciences that 
studies the problem of the creation, acquisition, analysis, production, management, 
storage and distribution of various medicines and medical items. Currently, 
Pharmaceutical Sciences form one large complex with medical-biological sciences and 
fall into a single integrated area of medical knowledge. Applied sciences such as 
Bioorganic Chemistry, Molecular Biology, Genetics, pharmacology, as well as 
cosmetology are related to pharmacy.
Informations and methods.
Avicenna was born in 980 in the village of Afshona 
near Bukhara. “The laws of Medicine” were written in 1019-1020. It displays all the 
information collected and systematized by Ibn Sina over a period of 20 years. “The 
laws of Medicine” consists of five books and covers issues of anatomy, physiology, 
pathology, therapy, surgery, hygiene, nutrition. To facilitate the work of pharmacists 
and doctors, Ibn Sina divided data on simple and complex medicines into two groups 
and described them in two separate books: in the second book “The Laws of Tib”, 
information was mainly given about general pharmacology and simple medicines, and 
in the fifth book, all complex drugs and methods of their preparation, as well as the 
types 
After Uzbekistan gained independence, the work activities of Pharmacy 
enterprises began to change radically. Regulating the activities of the pharmacy, the 
law “on medicines and pharmaceutical activities”of the Republic of Uzbekistan was 
adopted. Under this law, a number of decrees were adopted by the government, 
regulating the circulation of medicines and bringing pharmacy activities into one 
system. On March 11, 1994, the Cabinet of Ministers of the Republic of Uzbekistan 
adopted Resolution No. 139 “on the exclusion and privatization of pharmacies under 
the Ministry of health of the Republic of Uzbekistan from the state tassaruf”. At the 
beginning of privatization, 2,552 state pharmacies operated in Uzbekistan. In late 1994, 

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on the basis of these, 352 in-patient pharmacies, 239 Open Joint-Stock Companies, 290 
community pharmacies and 1,059 private pharmacies were established. In 1995, 2,571 
pharmacists were active in Uzbekistan. By 1996, the number had increased from 3,980, 
to over 10,000 by 2022. 
According to the World Health Organization, almost half of the world's 
population is not fully covered by the most necessary medical services. More than 800 
million residents, or 12% of the world’s population, spend at least 10% of their income 
on health care. Because any disease requires some amount of funds and a high medical 
capacity. When the cost of medical care increases, there may be no possibility of using 
highly qualified medical care in the customs layer of the population. One of the goals 
of health insurance is to create an equal opportunity for everyone when using medical 
services, eliminating this problem.
We talked about the cost of medicine abroad. But usually this does not give rise 
to excess virgins for the population. Because all the necessary expenses are covered by 
the insurance company, through the patient’s health insurance. Hospital expenses can 
even be fully (sometimes partially) covered in exchange for the money the patient paid 
for insurance (month by month or otherwise). At the beginning of the introduction of 
the medical insurance system, an electronic register of the population of the region was 
formed. Information about the patient's illness, which doctor was at the reception, 
diagnosis and treatment status were entered into the electronic base. This has been 
applied to early diagnosis and Prevention of diseases, and to assess the performance of 
Physicians. 
Health insurance or medical insurance (also known as medical care in South 
Africa) is a type of insurance that covers the entire or part of the risk of an individual 
exposed to medical expenses. The insurer can develop a regular financial structure, such 
as a monthly premium or payroll tax, to provide money to pay the health payments 
specified in the insurance contract by assessing the overall risk of health risks and health 
system costs from risk money. Benefits are managed by a central organization, such as 
a public body, private business, or non-profit organization.
According to the American health insurance association, health insurance is 
defined as “coverage that ensures the payment of benefits as a result of illness or injury. 
It includes insurance for damage caused by an accident, medical expenses, disability or 
accidental death.

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Health insurance is a type of human health insurance that covers part of the cause 
or other medical expenses caused by consultation with a doctor, by regularly 
contributing funds to the general fund. 
In Uzbekistan, there is only voluntary health insurance, which can be formalized 
in insurance companies. As with most insurance companies in the world, the coverage 
of medical services depends on the selected programs: for example, there are policies 
that guarantee the provision of a full range of medical services, such as vaccination, 
dentistry and inpatient treatment.
As for compulsory medical insurance, such a type of insurance does not exist in 
Uzbekistan. However, on November 9, 2018, at a videoselector meeting held by the 
president of the Republic of Uzbekistan, it was stressed that it is necessary to introduce 
compulsory medical insurance in our country. The gradual, experimental introduction 
of the new system was scheduled to begin on 1 January 2021.
Now, in order to further strengthen this situation, changes to the Constitution of 
the Republic of Uzbekistan are also aimed at introducing the concept of health 
insurance as a norm. If Article 40 of the Constitution provides for the right to use 
qualified medical services, then according to the changes that will now be introduced, 
it is indicated that the norm on any forms of medical insurance and the state must create 
conditions for its development.