S z research article

 
Acknowledgement 
 
 
Our thanks to the Almighty God for his mercy that keeping us 
healthy and manage to conduct this research. Subsequently, our 
heart-fully thanks to our families especially, Mrs. Mary w/o 
Nyabakora, their Children: Kasawa, Kisimba, Prosper, Lightness, 
and Gasper for their moral support and encouragements during the 
hard and consuming work of preparing this research paper. Last 
but not least, we would like to thank our Head of Department - 
Local Government Accounting and Finance, our department 
colleagues, all LGTI instructors, and LGTI Management, Mzee 
Table 3: Regression Analysis 
 
Source SS df MS
Number of Observation = 45 
F (5, 39) = 2.05 
Prob ˃ F = 0.0932 
R-squared = 0.2079 
Adj R-squared = 0.1064 
Root MSE = 0.01492 
Model 0.002279468 5 0.000455894 
Residual 0.008683973 39 0.000222666 
Total 0.010963443 44 0.000249169 
ROA Coef. Std Err. t P˃│t│ [90% Conf. Interval] 
GDP Rates 
INFR 
INTR 
EXCRTsh/Usd 
Govt Debts 
-cons 
0.0370562 0.3378654 0.11 0.913 -0.5322049 0.6063173 
-0.129582 0.112407 -1.15 0.256 -0.3189738 0.0598097 
0.0613454 0.086984 0.71 0.485 -0.0852119 0.2079026 
-0.0000155 0.0000149 -1.05 0.302 -0.0000406 9.51e-06 
-0.536137 0.2662479 -2.01 0.051 -0.9847315 -0.0875425 
0.2536064 0.0854144 2.97 0.005 0.1096937 0.397519 
Source: Authors’ Computations using STATA 12 Package 
Table 4: Correlation Analysis 
 
ROA 
GDP Rates 
INFR 
INTR 
EXCR Tshs/Usd 
Govt Debts 
ROA 
1 
0 
GDP Rates 
-0.0601 
1 
0.6949 
0 
INFR 
0.1640 
-0.1837 
1 
0.2816 
0.2271 
0 
INTR 
-0.0684 
-0.0386 
-0.6782 
1 
0.6553 
0.8010 
0.0000 
0 
EXCR Tshs/Usd 
-0.2879* 
-0.1379 
-0.7864* 
0.5916* 
1 
0.0551 
0.3662 
0.0000 
0.0000 
0 
Govt Debts 
-0.3726* 
0.3593* 
-0.7327* 
0.5218* 
0.6657* 
1 
0.0117 
0.0.0153 
0.0000 
0.0002 
0.0000 
0 
Source: Authors’ Computations using STATA 12 Package