V. GRIEVANCE REDRESS SERVICES Communities and individuals who believe that they are adversely affected by a WB-supported project may submit
complaints to existing project-level grievance redress mechanisms or the WB’s Grievance Redress Service (GRS). The
GRS ensures that complaints received are promptly reviewed in order to address project-related concerns. Project
affected communities and individuals may submit their complaint to the WB’s independent Inspection Panel which
determines whether harm occurred, or could occur, as a result of WB non-compliance with its policies and procedures.
Complaints may be submitted at any time after concerns have been brought directly to the WB attention, and WB
Management has been given an opportunity to respond. For information on how to submit complaints to the World
Bank’s corporate Grievance Redress Service (GRS), please visit http://www.worldbank.org/en/projects- operations/products-and-services/grievance-redress-service . For information on how to submit complaints to the
World Bank Inspection Panel, please visit www.inspectionpanel.org.
VI. KEY RISKS 89. The overall project risk is assessed as Substantial, with the following key risks.
90. Macroeconomic risk. Macroeconomic risk is assessed as Substantial because macroeconomic and trade reforms
could slow down, slowing agricultural reforms. This risk will be mitigated by policy dialogue on the approved reform-
ambitious Agricultural Strategy, and a series of DPOs to continue economic reforms. There is also a risk that on-going
policy reforms and market liberalization may negatively affect vulnerable rural population. Inflationary pressure may
contribute to higher financing costs, which might affect project beneficiaries. Reforms to state-owned enterprises and
banks may also result in market disruptions. The project’s access to finance activities are expected to mitigate some
potential impacts of disruption in the financial sector by providing needed liquidity, while the project investments in
agricultural knowledge and agro-logistics would build a stronger base for private sector development. Furthermore, more
profitable horticulture could absorb some workers exiting from reformed state-owned enterprises and provide new job
opportunities for rural women and youth.