Raqamli iqtisodiyotning ekotizimi Abduqahhorov Davlatbek 2022y

Raqamli iqtisodiyotning ekotizimi

Abduqahhorov Davlatbek 2022y

Bu bo’lim raqamli sistemani qurish uchun kerak bo’ladigan resurslar va bu resurslardan qanday qilib shaxslar va organizatsiyalar foydalanishiga qaratilgan.
- Security, Interoperability, and Competitiveness
- Affordability
- Digital Literacy
- Digital Divides
→Digital Rights
→Digital Governance
Digital Rights
Digital rights refers to the rights and freedoms that individuals are able to exercise online, including rights related to privacy and data ownership. It includes topics such as freedom of expression online, access to online media, data privacy and protection, and other human rights issues, such as journalists and bloggers having the freedom to post information online without the fear of arrest or attack, protecting children from digital harms, and protecting women and girls from online gender-based violence. The digital rights topic also considers the extent to which private sector companies use human rights impact assessments (HRIA) to identify and prioritize human rights impacts. For example, Facebook’s HRIA in Myanmar shaped their stance and implementation plan to address human rights in the country
Digital governnment
Digital government refers to the use of digital technologies as an integrated part of government modernization strategies to create public value. It relies on a digital government ecosystem comprising government actors, nongovernmental organizations, businesses, citizens’ associations and individuals, which supports the production of and access to data, services, and content through interactions with the government. Digital government can be divided into three broad categories of systems, used by governments to deliver, manage, and engage

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→ Digital Financial Services
→ E-commerce
→ Digital Trade
→ Digital Talent Pool
Digital Financial Services
Digital financial services (DFS) are financial services enabled by or delivered through digital technology (e.g., mobile phones, cards, the internet). These services (e.g., payments, credit, insurance, savings, advisory) can be offered by a range of providers, from banks to a host of non-bank financial institutions, such as microfinance institutions, digital credit providers, payment providers, technology vendors, and electronic money issuers. Welldeveloped national payments systems are likely to include infrastructure such as a national switch and automated clearing houses. Well-designed DFS products are created and piloted with the target users and to operate in an environment that prioritizes consumer protection . Given that many USAID programs serve low-income, marginalized groups, it is important to understand the concept of “digital financial inclusion”—defined as digital access to and use of formal financial services by excluded and underserved populations. Inclusive digital financial services are suited to the customers’ needs and delivered responsibly, at a cost that is affordable to customers and sustainable for providers.
E-commerce
OECD defines e-commerce as “the sale or purchase of goods or services, conducted over computer networks by methods specifically designed for the purpose of receiving or placing of orders.” E-commerce may be conducted through formal (e.g., Amazon, Etsy) and informal (e.g., Facebook, Whatsapp) digital platforms. Physical goods may need to be shipped domestically or overseas; virtual goods and services (such as streaming video or a telehealth consultation) can be delivered digitally. In addition to digital tools (such as payment platforms), e-commerce depends on physical infrastructure for the warehousing and delivery of goods. E-commerce growth has implications for traditional methods of cross-border trade and domestic transport infrastructure, postal, and logistics systems. This topic also considers the degree to which businesses, particularly SMEs, use digital platforms (like e-commerce platforms) to interact with customers and streamline and protect internal processes.
Digital Trade
Digital financial services (DFS) are financial services enabled by or delivered through digital technology (e.g., mobile phones, cards, the internet). These services (e.g., payments, credit, insurance, savings, advisory) can be offered by a range of providers, from banks to a host of non-bank financial institutions, such as microfinance institutions, digital credit providers, payment providers, technology vendors, and electronic money issuers. Welldeveloped national payments systems are likely to include infrastructure such as a national switch and automated clearing houses. Well-designed DFS products are created and piloted with the target users and to operate in an environment that prioritizes consumer protection . Given that many USAID programs serve low-income, marginalized groups, it is important to understand the concept of “digital financial inclusion”—defined as digital access to and use of formal financial services by excluded and underserved populations. Inclusive digital financial services are suited to the customers’ needs and delivered responsibly, at a cost that is affordable to customers and sustainable for providers.