No Paper Title Author Name Page No

10.
 
Саидов Машъал Самадович (2023) Электр энергетика тармоғини бошқаришдаги 
муаммолар ва уларни бартараф этиш йўллари. “Iqtisodiyot va innovatsion texnologiyalar” 
(Economics and Innovative Technologies) ilmiy elektron jurnali. 1/2023, yanvar-fevral (No 
00063). 
https://iqtisodiyot.tsue.uz/journal/index.php/iit/article/view/195/228
 

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MERICAN Journal of Public Diplomacy and International Studies
www.
 grnjournal.us 
 
AMERICAN Journal of Public Diplomacy and
International Studies 
Volume 01, Issue 06, 2023 ISSN (E): 2993-2157 
 
 
 
On Some Questions of the Formation Unified Risk 
Classification System in Insurance Activities
 
Baymuratov T.M. 
Candidate of Economics, Professor 
E-mail: 
[e-mail]
 
ORCID:0000-0002-1386-4364
 
 
 
 
 
Abstract 
The article is devoted to the formation of a unified multitasking system of risk 
classification, in order to identify and assess them in general. The article argues that the problem 
of risk, therefore, lies not in the plane of mathematics, but in its formulation in the subject 
language. The author puts forward a hypothesis that the unity, integrity and structural and 
functional complexity of the risk transfer system in insurance activities, risk management and 
riskology require an adequate approach that would ensure the appropriate perception and study of 
the object, its functioning and development in the future. 
Keywords-
 
uncertainty, measurable uncertainty, non-measurable uncertainty, risk, risk 
value, risk attribute, risk factor, risk cause, risk minimization, risk neutralization, risk transfer, risk 
assessment, insured risk, non-insurable risk, types of risks, risk classification, classification of 
endogenous risks, three-dimensional matrix of classification of endogenous risks, business 
process.
INTRODUCTION 
Modern realities make it possible to reasonably assert that risk is always present where 
there is activity, respectively, there is risk, and, conversely, if there is no activity, there is no risk. 
The uncertainty of the situation, the importance of achieving the set goal, as well as the amount of 
resources that ensure the implementation of the predicted result are used as parameters 
characterizing the magnitude of the risk, expressed as a combination of consequences and their 
probability, the most promising strategy for preventing and neutralizing risks is described. In order 
to most accurately reveal the category of "risk", it is necessary to define such concepts as 
"probability" and "uncertainty", since they are the basis of risks. 
In this context, the concept of probability is fundamental to the theory of probability and 
allows quantitative comparison of events in terms of their degree of possibility. The probability of 

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